A Message from Marc Cadin, CEO, Finseca

Leadership, Legacy, and the Power of Partnership — A Conversation with Crump’s Mike Martini

Mike Martini, President & CEO of Crump Life Insurance Services, shares what’s ahead following Crump’s acquisition by AmeriLife, why he’s more energized than ever, and why now is the time for all of us to step up.

Year-End Planning Strategies for 2025

Turning Clarity into Action

It’s hard to believe year-end is quickly approaching. This has been a year marked by change and uncertainty, with geopolitical volatility, tariffs reshaping trade, persistent inflation, and high interest rates. A new administration ushered in fresh priorities, culminating in the passage of a sweeping tax bill, The One Big Beautiful Bill Act (OBBBA), signed into law in July. The OBBBA provides long-awaited clarity on issues like the lifetime exemption, which, for the first time in decades, is not set to sunset and will be set at an all-time high of $15 million per person (indexed for inflation) in 2026.

With this clarity, financial professionals can focus on helping clients make timely moves as the year closes. This is the time of year when clients are most receptive to financial planning conversations. The urgency of year-end creates energy you can harness. 

OBBBA Unlocked: Timely Opportunities for Life Insurance Planning

If you’ve been asking, “What now?” after the OBBBA, this episode provides the strategies to help clients move forward with clarity and confidence. Senior VP of Crump Advanced Sales, Carly Brooks, joins us to dig into the planning opportunities, like dynasty trusts, ILITs, grantor vs. non-grantor strategies, and the evolving role of life insurance in legacy preservation. She also shares insights for business owners, high-net-worth families, and nonprofits navigating the expanded excise tax rules.

Depending on where your clients are in their journey, OBBBA opens up some pretty powerful strategies. Let’s get into it!